Buy Now Pay Later is a financing program for purchases up to €10,000 at djmania store without the use of a credit card. For purchases up to €200, the payment is made in 4 equal interest-free installments. The first installment is collected immediately upon application of the financing. After filling in the necessary details of the application, a check is automatically carried out and in a few minutes you can have the answer for the approval of the financing. Note: You have 48 hours to complete your application. After 48 hours, applications that have not been completed are not valid. For purchases from €201 to €10,000, repayment can be made in 3 to 60 monthly installments. The interest rate can be from 11.6 to 20.6% and remains constant for the entire duration of the financing. The final interest rate is set when the application is registered with tbi bank.

The Buy Now Pay Later program process is done online. You will be transferred to the secure environment of tbi bank, where you will be asked to fill in your information (VAT number, email, full name, phone, income, occupation), take a photo of both sides of your ID, and a selfie photo. For purchases from €201 to €10,000 you will be asked to log in to gov.gr with the TaxisNet codes to automatically confirm your income and upload your statement in the special field. Once the loan is approved, you will be asked to sign the contract electronically with the click of a button, without the need to physically sign the documents. The whole process takes about 10 minutes. You will need to wait up to 24 hours for the aprroval of the loan. After that you will be automatically redirected to the signature step, which is necessary to complete your order.

For purchases from €201 to €10,000, once you have filled in all the necessary details of the application and uploaded your statement, a check is carried out which may take some time. You can close the window and return to your application within 24 hours to sign the contract and register your order.