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είναι η Klarna;","tab_content":"Η Klarna Bank AB, η γνωστή στο κοινό ως Klarna, είναι μια Σουηδική εταιρία fintech, η οποία ιδρύθηκε το 2005 και προσφέρει υπηρεσίες χρηματοοικονομικού χαρακτήρα που έχουν να κάνουν κυρίως με καταναλωτικές πληρωμές. Από το 2011 κι έπειτα, υπολογίζεται πως το 40% όλων των e-commerce πωλήσεων στη Σουηδία, έγιναν μέσω της Klarna. Σήμερα, αποτελεί την κορυφαία υπηρεσία παγκοσμίως με περισσότερους από 90 εκατομμύρια ενεργούς χρήστες σε 17 χώρες, με στόχο την παροχή έξυπνων & ευέλικτων τρόπων πληρωμής στις Online αγορές τους.
"},{"tab_title":"Πως λειτουργεί η Klarna;","tab_content":"Η βασική υπηρεσία της Klarna, είναι να προσφέρει ένα διαφορετικό και καινοτόμο τρόπο πληρωμών για τις e-commerce εταιρίες. Έχει γίνει γνωστή ως ένας ‘Buy now, pay later’ (BNPL) πάροχος πληρωμών, μιας και προσφέρει credits στους πελάτες της κατά τις αγορές τους, ως μέρος της διαδικασίας του check-out στις online αγορές τους. Η Klarna προσφέρει την επιλογή Pay in 3, η οποία επιτρέπει στον καταναλωτή να κάνει την αποπληρωμή της αγοράς του σε 3 ισόποσες άτοκες δόσεις, ακόμα και με τη χρήση χρεωστικής κάρτας
"},{"tab_title":"Απαραίτητα στοιχεία για συναλλαγή με Klarna","tab_content":"Τα απαραίτητα στοιχεία για τις συναλλαγές με Klarna που θα ζητηθούν είναι, ονοματεπώνυμο, τηλέφωνο επικοινωνίας, email και ημερομηνία γέννησης. Την πρώτη φορά που θα μεταφερθείτε στο περιβάλλον της Klarna θα χρειαστεί επίσης να συμπληρώσετε το ΑΦΜ σας για επιβεβαιωθεί η ταυτότητα σας. Η επεξεργασία όλων των πληροφοριών για τις πληρωμές γίνεται με απόλυτη ασφάλεια. Η Klarna χρησιμοποιεί τα υψηλότερα πρότυπα προστασίας των προσωπικών σας πληροφοριών & των δεδομένων σας.
"},{"tab_title":"Διαδικασία Πληρωμής σε 3 άτοκες δόσεις","tab_content":"Εάν κάνετε παραγγελία άνω των 35€, θα σας εμφανιστεί η επιλογή \"3 δόσεις χωρίς πιστωτική Klarna\" στο check out. Η πρώτη πληρωμή γίνεται με την επιβεβαίωση της παραγγελίας και οι υπόλοιπες 2 πληρωμές λαμβάνονται αυτόματα κάθε 30 ημέρες. Το μόνο που χρειάζεται είναι να προσθέσετε τα στοιχεία της χρεωστικής ή πιστωτικής σας κάρτας ή τραπεζικής εντολής, που θέλετε να χρησιμοποιήσετε για τις αυτόματες πληρωμές. Όταν έρθει η στιγμή να πραγματοποιηθεί η πληρωμή σας, θα σας ενημερώσουμε σχετικά. Εσείς το μόνο που έχετε να κάνετε είναι να απολαύσετε την αγορά σας!
"},{"tab_title":"Με ποιες κάρτες μπορώ να πληρώσω","tab_content":"Με την Klarna, μπορείς να πληρώσεις με όλες τις κύριες χρεωστικές και πιστωτικές κάρτες, εκτός από προπληρωμένες κάρτες και κάρτες AMEX.
"},{"tab_title":"Πολλαπλές παραγγελίες με Klarna? Εννοείται!","tab_content":"Δεν υπάρχει καθορισμένο όριο παραγγελιών που πραγματοποιείς με την Klarna!
"},{"tab_title":"Υπάρχει έξτρα χρέωση?","tab_content":"Για τη χρήση της υπηρεσίας \"3 Άτοκες Δόσες χωρίς πιστωτική\" με Klarna, δεν υπάρχει καμία έξτρα χρέωση! Με την Klarna, έχετε την ευελιξία να πραγματοποιήσετε τις αγορές σας χωρίς κανένα πρόσθετο τόκο.
"},{"tab_title":"Επηρεάζει η Klarna τη βαθμολογία πιστοληπτικής ικανότητάς μου;","tab_content":"Όταν χρησιμοποιείτε την Klarna για να μοιράσετε την αγορά σας σε 3 άτοκες πληρωμές, πραγματοποιούμε έναν απλό (soft) έλεγχο πιστοληπτικής ικανότητας. Αυτός δεν θα επηρεάσει την πιστοληπτική βαθμολογία σας, απλά μας βοηθά να επιβεβαιώσουμε ότι πληρώνετε τις οφειλές σας εγκαίρως."},{"tab_title":"Γιατί δεν μπορώ να πληρώσω με την Klarna;","tab_content":"Δυστυχώς μπορεί να τύχει! Η Klarna πραγματοποιεί έλεγχο στο ιστορικό πληρωμών που βοηθά στην διαδικασία έγκρισης έτσι ώστε να προσφέρει με υπευθυνότητα τις υπηρεσίες της στους πελάτες.
\n"},{"tab_title":"Επιστροφή/ακύρωση της παραγγελίας, πόσος χρόνος χρειάζεται για την επιστροφή χρημάτων?","tab_content":"Η επεξεργασία της επιστροφής χρημάτων σας θα γίνει εντός 14 ημερών. Μόλις το κατάστημα καταχωρήσει την επιστροφή σας ή την ακύρωσή σας, θα λάβετε την επιστροφή χρημάτων σας ανάλογα με την πολιτική επιστροφών χρημάτων του καταστήματος. Συνδεθείτε για να δείτε την κατάσταση της τελευταίας σας επιστροφής ή ακύρωσης.
\nΧρήσιμες πληροφορίες: Οι επιστροφές χρημάτων υποβάλλονται σε επεξεργασία με διάφορους τρόπους, ανάλογα με την κατάσταση του προγράμματος πληρωμής σας, το ποσό που έχετε πληρώσει και το αν το κατάστημα έχει επεξεργαστεί πλήρη ή μερική επιστροφή χρημάτων.
\nΠλήρης επιστροφή χρημάτων
Όταν καταχωρείται πλήρης επιστροφή χρημάτων για την παραγγελία σας, τυχόν εναπομείνασες πληρωμές θα ακυρωθούν και το ήδη πληρωθέν ποσό θα σας επιστραφεί με την αρχική μέθοδο πληρωμής.
Μερική επιστροφή χρημάτων
Αν η μερική επιστροφή χρημάτων υπερβαίνει το υπόλοιπο ποσό της παραγγελίας σας, το ποσό της επιστροφής χρημάτων θα πιστωθεί με την αρχική μέθοδο πληρωμής.
Αν η μερική επιστροφή χρημάτων είναι χαμηλότερη από το υπόλοιπο ποσό της παραγγελίας σας, το ποσό θα αφαιρεθεί από το ανεξόφλητο υπόλοιπο και θα κατανεμηθεί ομοιόμορφα στις εναπομείνασες πληρωμές
\n"},{"tab_title":"Περιμένετε ακόμη την επιστροφή χρημάτων σας;","tab_content":"Ανάλογα με το χρηματοπιστωτικό σας ίδρυμα, ενδέχεται να χρειαστούν έως και 14 ημέρες για να εμφανιστούν τα χρήματα στον λογαριασμό σας. Για να ελέγξετε την κατάσταση της επιστροφής χρημάτων σας, πρώτα διασφαλίστε ότι το κατάστημα ενημέρωσε την παραγγελία σας αναλόγως και στη συνέχεια ελέγξτε την επιστροφή χρημάτων με την αρχική μέθοδο πληρωμής σας. Αν μετά από 14 ημέρες δεν έχετε λάβει επιστροφή ή η αρχική μέθοδος πληρωμής συνδέεται με έναν κλειστό πλέον λογαριασμό, επικοινωνήστε με την εξυπηρέτηση πελατών μας. Αν η παραγγελία σας δεν έχει ακόμη προσαρμοστεί από το κατάστημα, επικοινωνήστε απευθείας με το κατάστημα για να επιβεβαιώσετε την επιστροφή σας ή την ακύρωση της παραγγελίας σας.
\n"},{"tab_title":"Πού μπορώ να βρω το χρονοδιάγραμμα πληρωμών μου;","tab_content":"Πατήστε Πληρωμές για να δείτε τις παραγγελίες σας
Επιλέξτε μια παραγγελία για να δείτε το χρονοδιάγραμμα πληρωμών σας"},{"tab_title":"Που μπορώ να δω περισσότερες πληροφορίες για τη Klarna;","tab_content":"Για οποιαδήποτε πληροφορία σχετικά με τη συγκεκριμένη μέθοδο πληρωμής θα βρείτε στο https://www.klarna.com/gr/exipyretisi-pelatwn/"},{"tab_title":"Που μπορώ να απευθυνθώ για περισσότερες πληροφορίες σχετικά με τη παραγγελία μου;","tab_content":"Για οποιαδήποτε ερώτηση σχετικά με πληρωμές (π.χ. πρόγραμμα πληρωμών, ενστάσεις κ.λπ.), μπορείτε να επικοινωνήσετε απευθείας με την Klarna ανά πάσα στιγμή στη διεύθυνση https://www.klarna.com/gr/exipyretisi-pelatwn/
Για οποιεσδήποτε ερωτήσεις σχετικά με ένα προϊόν (π.χ. παρακολούθηση παραγγελιών, ζητήματα παραγγελιών, επιστροφές κ.λπ.), επικοινωνήστε με την εξυπηρέτηση πελατών της djmania.gr στο 210 61 44 068"}],"view":"traditional","section_options":"","faq":"","section_title_style":"","active_first":1,"icon_align":"left","border_width":{"unit":"px","size":1},"border_color":"","title_color":"","title_background":"","tab_active_color":"","title_typography_typography":"custom","title_typography_font_size":{"unit":"px","size":18},"title_typography_font_size_tablet":{"unit":"px","size":""},"title_typography_font_size_mobile":{"unit":"px","size":"16"},"title_typography_font_family":"","title_typography_font_family_custom":"","title_typography_font_weight":"","title_typography_text_transform":"","title_typography_font_style":"","title_typography_line_height":{"unit":"em","size":""},"title_typography_line_height_tablet":{"unit":"em","size":""},"title_typography_line_height_mobile":{"unit":"em","size":""},"title_typography_letter_spacing":{"unit":"px","size":""},"title_typography_letter_spacing_tablet":{"unit":"px","size":""},"title_typography_letter_spacing_mobile":{"unit":"px","size":""},"content_background_color":"","content_color":"","content_typography_typography":"custom","content_typography_font_size":{"unit":"px","size":18},"content_typography_font_size_tablet":{"unit":"px","size":""},"content_typography_font_size_mobile":{"unit":"px","size":"14"},"content_typography_font_family":"","content_typography_font_family_custom":"","content_typography_font_weight":"","content_typography_text_transform":"","content_typography_font_style":"","content_typography_line_height":{"unit":"em","size":1.4},"content_typography_line_height_tablet":{"unit":"em","size":""},"content_typography_line_height_mobile":{"unit":"em","size":""},"content_typography_letter_spacing":{"unit":"px","size":""},"content_typography_letter_spacing_tablet":{"unit":"px","size":""},"content_typography_letter_spacing_mobile":{"unit":"px","size":""},"_section_style":"","_margin":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_margin_tablet":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_margin_mobile":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_padding":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_padding_tablet":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_padding_mobile":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_animation":"","animation_duration":"","_css_classes":"","_z_index":"","_section_background":"","_background_background":"","_background_color":"","_background_image":{"url":"","id":"","width":"","height":""},"_background_position":"","_background_attachment":"","_background_repeat":"","_background_size":"","_background_video_link":"","_background_video_fallback":{"url":"","id":"","width":"","height":""},"_border_border":"","_border_width":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_border_color":"","_border_radius":{"unit":"px","top":"","right":"","bottom":"","left":"","isLinked":true},"_box_shadow_box_shadow_type":"","_box_shadow_box_shadow":{"horizontal":0,"vertical":0,"blur":10,"spread":0,"inset":"","color":"rgba(0,0,0,0.5)"},"_section_responsive":"","responsive_description":"","hide_desktop":"","hide_tablet":"","hide_mobile":""},"defaultEditSettings":[],"widgetType":"accordion","editSettings":{"activeItemIndex":0}}],"editSettings":{}}],"editSettings":{}}]